Skip Navigation

Do You Have TLC’s Snow Removal Insurance? If So, You’re Better Off Than Durango

Homeowners and cities have something in common. Anytime there’s any significant amount of snowfall, they’re both responsible for clearing that snow away from byways and thoroughfares. Cities are responsible for keeping streets clear of snow so that traffic can move freely. At a minimum, they must keep priority streets passable.
Similarly, in most municipalities, homeowners are legally responsible for keeping public walkways clear of snow on their property. And, even if it’s not legally required, you must also keep your driveway clear of snow unless you want to be trapped at home, unable to get to work or to run necessary errands like going to the grocery store. It’s a BIG Job! Whether you’re running a home or a city, keeping up with all those snow removal responsibilities is a big job — particularly in record-setting snowfall years like this year. And the thing about snow removal — both for cities and for homeowners — is that you really can’t put it off. When the snow falls, it must be cleared away almost immediately.
Depending upon where you live, you could be fined if you’re too slow in getting that snow cleared away. And both cities and homeowners face substantial risk of incurring lawsuits if accidents happen because you didn’t get the snow cleared away. But the reality is that, in spite of the importance of the job, both cities and homeowners frequently fail to live up to their snow removal responsibilities. The city of Durango, Colorado is a recent example. Too Much Snow in Durango They love snow in Durango. Durango, of course, is central to a number of very popular and very lucrative ski resorts. The famous Purgatory ski resort is one of them. So light snowfall years are bad for Durango; they want lots of snow. But just like any other city, and any homeowner, they don’t want too much snow. Because, even in Durango, it’s possible to get too much of a good thing. And this year, Durango is indeed getting far too much of a good thing. Durango, in fact, is getting more snow than it can handle. What’s a City to Do When There’s Too Much Snow? Durango has received so much snow this winter that the city is going broke trying to remove it all. Yes, they had money budgeted for snow removal going into the winter. But there’s been so much snow that the city has blown through that fund. The snow removal budget has been busted.
And that budget can be used up fast. The city reports that it costs from $8,000 to $10,000 per night to remove snow after a significant snowfall. There’s lots of snow season left. So how is the city of Durango going to get through the rest of the winter? Well, that’s what they’re trying to work out. A bump in property taxes is one proposal that’s on the table. TLC Customers Have It SO Much Better! When I read that article about Durango’s snow removal plight, it got me to thinking: TLC’s snow removal customers have it so much better than the city of Durango. Think about it… Every time the snow falls in Durango — for that matter, every time the snow is just forecast to fall — city officials must fret about what they’re going to do. It’s their responsibility to get that snow cleared away from essential thoroughfares. But how do you do that if you don’t have the money to pay for it?
And just imagine the stress of being in that position even before the snow removal funds are exhausted. With every single snowfall, you’re watching your snow removal fund grow smaller and smaller, while you become more and more worried. “Are we going to be able to make it through the winter!?” That’s your constant worry. But our customers — those that have purchased TLC’s snow removal insurance — don’t have to worry a bit. It doesn’t matter if it snows every day. No amount of snow can bust our customers’ budgets, because they’ve already paid all they’re going to have to pay for the winter. If there’s much more snow than expected during the course of the winter…well, that’s our headache. But our customers don’t have to worry about it. Unless, of course, they didn’t purchase our snow removal insurance. But, even now, it’s not too late… Call TLC at 410-721-2342 or simply email us at [email protected]! This entry was posted on Monday, February 18th, 2019 at 8:21 pm. Both comments and pings are currently closed.

Find out the latest from Bob Carr